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Exactly what is a White Card? 'White Card' is a very common term for a Site Induction Card, a credit card size identification document which will demonstrates that the owner of the card has finished basic construction site induction education (or 'white card' training) around Australia. The actual card was also referred to as the 'Blue Card' in Queensland and also WA plus the 'Red Card' in Victoria, depending on the colouring of the cards in these states. Having said that, these States have replaced the old coloured cards with new Construction Induction Cards, that are now mostly white, and are getting to be termed as 'white' cards. Tasmania, ACT and Northern Territory all get their Construction Induction cards from the appropriate Workplace Authority.
Retirement may be a long, long way off for you or it might be just immanent. It doesn't how near or far away it is, you have definitely got to start investing for it right now. However, saving for retirement isn't what it used to be with the increase in the cost of living and the instability of social security. Nowadays, you have to invest for your retirement future, as opposed to just saving for it!